New Jersey Workers Compensation Insurance
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If you own a business in New Jersey, workers compensation insurance from AC Marmo And Sons can save you from financially destructive lawsuits.
No matter what type of business you run, you have a legal obligation to keep your employees safe while at work. This responsibility can be fulfilled with workers compensation insurance. New Jersey workers compensation coverage pays for medical care and physical rehabilitation for injured employees while also helping to replace lost wages. It can also provide benefits for the dependents of employees who lose their life due to work-related accidents or illnesses. Each state has specific requirements for businesses owners in regard to workers compensation. NJ workers compensation laws mandate that employers must either obtain workers compensation insurance or self-insurance workers compensation. Our agents understand that without the appropriate New Jersey workers compensation insurance plan, you can risk setting your company up for financial loss or even criminal charges. You need to understand your rights and those of your employees if they are injured or become ill while working for you. Even if you have a commercial insurance package, NJ workers compensation must be purchased as a separate policy. Workers comp coverage can provide your company and your employees with the following:
- Medical expenses
- Lost income/wages
- Rehabilitation costs
- Death benefits
- And more…
If you own a business in New Jersey, workers compensation insurance coverage can save you and your organization from major employee issues as well as financially damaging lawsuits. AC Marmo And Sons can help you look out for your company’s best interest. Contact us for a customized NJ workers compensation quote today!