General liability, along with property coverage and workers’ compensation are required for most businesses. Liability insurance specifically protects the assets of a business when it is sued for something it may have -or have not- done to cause personal injury or property damage.
General liability insurance in New Jersey helps to safeguard you and your business from accidents, as well as any injuries or property damage caused by your negligence, a trip and fall or a products liability claim. In addition to the limits of the policy, coverage can be designed to cover supplemental payments for attorney fees, court costs, and other expenses associated with a claim or the defense of a liability suit.
At A.C. Marmo & Sons, Inc., our experience determines the proper protection for you and your business. Our clients can rely on our insurance knowledge, to provide the proper amount of coverage, to safeguard their future should a substantial claim occur. That is, in the state of New Jersey, there is one attorney for every five adults and New Jersey is a more litigious state than that of California.
Today, comprehensive general liability insurance is more of a necessity than a luxury, to protect you, your family and your business. Most limits start at $100,000 of coverage and can be increased to $500,000 or $1,000,000 at a nominal increase in cost. Be advised that 98% of all liability claims filed in the state of New Jersey, are filed for $1,000,000.
Contact A.C. Marmo and Sons, Inc. for more information, we would be happy to take your questions, as well as provide you with a free premium quotation.
Call 973-340-9100 or