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What Is Data Breach and Cyber Liability Insurance?

Data breach insurance and cyber liability insurance helps cover the costs of a data security breach for things like identity protection solutions, public relations, legal fees, liability and more depending on the coverage you choose. You want data breach coverage in place because quick action is critical to help restore the public’s confidence, if your business is victimized by a cyber-attack.


To mitigate the risk of civil litigation and other penalties when a data loss or theft occurs, a cyber liability or data breach insurance policy can provide access to professional assistance to help businesses comply with applicable laws and regulations.

Why Small Businesses Should Consider Cyber Liability Insurance

In the event of a data breach, a business must respond quickly to help protect impacted individuals and the business’s reputation. Our coverage can help with response related expenses including, costs to notify impacted individuals and good faith advertising. And in most states, cyber security coverage is available to help cover legal defense and liability expenses if your business is sued because of a breach.

Quick responses when a data breach occurs

Businesses must respond swiftly to minimize the impact of a data security incident on their customers, employees and their business. Their reputation is at risk, and there are laws and regulatory requirements that must be addressed immediately or companies that experience a breach could face steep penalties and even lawsuits. Protection includes access to experienced breach response partners that can assist businesses in meeting their lawful obligations and communicating to those who may be affected by a cyber threat, breach or theft of personally identifiable information entrusted to the business.

Always back up your data regularly and store it securely. Contact A.C. Marmo and Sons, Inc. for more information. We would be happy to answer your questions as well as provide you with a free premium quotation.


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