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Safety, Tips

The Most Common Items Boaters Never Maintain—And Why It Could Cost You

The Most Common Items Boaters

Boating is one of life’s great pleasures—gliding across open water, enjoying the sun, and embracing the freedom that comes with being your own captain. But any seasoned boater will tell you that your time on the water is only as enjoyable as the condition of your boat. And the truth is, too many boat owners unknowingly neglect essential maintenance tasks. Over time, that neglect doesn’t just affect performance—it can compromise safety, lead to expensive repairs, or even result in catastrophic breakdowns on the water.

Let’s dive into the most commonly overlooked maintenance tasks and components that deserve your attention. If you own a boat—or plan to—it’s worth checking this list and making a few adjustments before your next voyage.

  1. The Battery System

Ask any marine mechanic what brings customers into their shop after a boat has been sitting idle, and “battery issues” will likely top the list. Unlike car batteries, marine batteries face unique challenges: saltwater exposure, long periods of disuse, and the power demands of electronics.

What gets overlooked:

  • Checking electrolyte levels
  • Corroded terminals
  • Charging cycles and proper storage
  • Battery switches and cable connections

Why it matters:
A dead battery on land is a nuisance. On the water, it can be dangerous—especially if it powers your bilge pump, navigation systems, or VHF radio. At the very least, always test and charge your battery before every outing, and inspect for corrosion or swelling.

  1. Bilge Pump and Float Switch

The bilge pump is your last line of defense against flooding. Many boaters assume it’ll work when needed, but it’s one of the most neglected pieces of equipment.

What gets overlooked:

  • Cleaning the bilge area (debris clogs the pump)
  • Testing the float switch
  • Ensuring power supply is functional
  • Checking the pump’s capacity and condition

Why it matters:
A non-functional bilge pump can allow your boat to take on water and potentially sink. Even a small leak can overwhelm a faulty or clogged pump.

  1. Fuel System and Fuel Filters

Fuel-related issues are the number one reason boats fail to start. Contaminated or old fuel can wreak havoc on your engine, and ethanol-blended fuels exacerbate the problem by attracting water.

What gets overlooked:

  • Replacing fuel filters (especially water-separating ones)
  • Inspecting fuel lines for cracks or brittleness
  • Draining or treating fuel during off-season
  • Checking tank vent for clogs

Why it matters:
A clogged or degraded fuel line can cause poor engine performance or complete engine failure. Regular inspection and fuel stabilizer can keep your fuel system healthy.

  1. Propeller and Lower Unit

It’s easy to forget about the propeller and lower unit, especially if the boat is trailered. But even minor damage or imbalance can seriously affect performance.

What gets overlooked:

  • Dings or bends in the prop
  • Fishing line wrapped around the shaft
  • Worn prop bushings
  • Corrosion on the lower unit

Why it matters:
A damaged prop can lead to vibration, reduced speed, or engine strain. Fishing line entangled around the shaft can cut seals and cause water intrusion into the gearcase.

  1. Steering System

Most boats use either hydraulic or cable steering systems. Both need regular inspection and maintenance—especially in saltwater environments.

What gets overlooked:

  • Hydraulic fluid levels and leaks
  • Cracked or corroded cables
  • Stiffness or binding in steering
  • Lubricating steering pivot points

Why it matters:
Imagine trying to navigate tight quarters with stiff or unresponsive steering. That’s a real safety risk, especially in emergency maneuvers.

  1. Trailer Maintenance

If you trailer your boat, don’t neglect the trailer itself. After all, your boat spends nearly as much time on the trailer as it does in the water.

What gets overlooked:

  • Tire pressure and dry rot
  • Rusted or corroded brake components
  • Wheel bearings (greasing or replacing)
  • Trailer lights and wiring

Why it matters:
A trailer failure on the highway can cause an accident, damage your boat, or leave you stranded. Regular maintenance also extends the life of your trailer investment.

  1. Anodes (Sacrificial Zincs)

If you boat in saltwater, sacrificial anodes protect your metal components (like your prop shaft and trim tabs) from galvanic corrosion.

What gets overlooked:

  • Regular replacement of worn anodes
  • Correct type of anode for the water (zinc, aluminum, magnesium)
  • Placement and surface contact

Why it matters:
If your anodes are gone, your engine and underwater gear are next. Corrosion damage can be devastating and expensive.

  1. Impeller and Cooling System

Your boat’s impeller pumps water to cool the engine. But impellers don’t last forever, and when they fail, they can cause your engine to overheat quickly.

What gets overlooked:

  • Replacing the impeller regularly (usually every 1-2 seasons)
  • Checking for debris or salt buildup in the cooling passages
  • Flushing the cooling system after saltwater use

Why it matters:
An overheated engine can suffer permanent damage. Flushing and impeller maintenance are simple but crucial.

  1. Electrical Connections and Wiring

Marine environments are brutal on electrical systems. Moisture, vibration, and corrosion are constant enemies.

What gets overlooked:

  • Corrosion at connectors and terminals
  • Frayed or exposed wiring
  • Moisture intrusion in switches or fuses
  • Unlabeled or undocumented wiring

Why it matters:
Faulty wiring can lead to short circuits, power loss, or even fires. Keep connections clean, dry, and tight—and label everything.

  1. Canvas, Upholstery, and Covers

Not all maintenance is mechanical. Your boat’s canvas and upholstery need love too, especially if you want to preserve resale value and aesthetics.

What gets overlooked:

  • Cleaning and UV protection for canvas
  • Mold and mildew in cushions and compartments
  • Tears in upholstery seams
  • Replacing zippers and snaps before failure

Why it matters:
Water intrusion and sun damage can quickly ruin interiors. Regular care keeps your boat looking good and helps avoid costly replacements.

  1. Fire Extinguishers and Safety Equipment

It’s easy to forget about your fire extinguishers, flares, life jackets, and emergency gear—until you really need them.

What gets overlooked:

  • Fire extinguisher charge level and expiration date
  • Flares that are expired or damp
  • Moldy or torn life jackets
  • First-aid kits missing key supplies

Why it matters:
Safety gear is legally required and vital in an emergency. Don’t wait until you’re in a crisis to find out something isn’t working.

  1. Navigation Lights and Horn

You may not think about your navigation lights until you’re caught out after dark, but they’re essential for legal operation and safety.

What gets overlooked:

  • Burned out bulbs or broken lens covers
  • Horn not functioning or corroded
  • Loose or corroded wiring

Why it matters:
You can be cited—or worse, involved in a collision—if your lights or horn aren’t working when visibility is low.

  1. Anchor and Line

Anchors don’t get used every trip, which is exactly why they’re easy to forget. But when you need one, it better work.

What gets overlooked:

  • Fraying or weakened anchor line
  • Knots or tangles in the rode
  • Rusted shackles or bent flukes
  • No secondary (backup) anchor onboard

Why it matters:
A faulty anchor system can make you drift into rocks, other boats, or dangerous areas. Check it regularly, and store it for easy deployment.

  1. Hatches and Seals

Leaks often come from neglected hatches and windows. Sun, salt, and wear can dry out seals and gaskets.

What gets overlooked:

  • Cracks in hatch covers
  • Warped or leaking seals
  • Mold and water staining in compartments
  • Loose latch mechanisms

Why it matters:
Leaks lead to mold, corrosion, and ruined gear. Check all hatches and windows during spring commissioning.

  1. Documentation and Registration

Boat maintenance isn’t just physical—it’s administrative too. Lapsed documentation or insurance could leave you unprotected or non-compliant.

What gets overlooked:

  • Expired registration
  • Outdated decals
  • Missing proof of insurance
  • Incomplete service records

Why it matters:
Getting stopped by the Coast Guard or marine patrol without your paperwork in order can lead to fines—or worse, being denied the right to operate your boat.

Preventative Maintenance Saves Time, Money, and Headaches

Boating should be fun, not stressful. Staying ahead of these commonly neglected maintenance items can dramatically improve your experience, extend the life of your vessel, and even save lives in an emergency.

Here’s a quick checklist you can start with:

  • ✔ Check battery terminals and charge levels
  • ✔ Test bilge pump and float switch
  • ✔ Inspect fuel lines and replace filters
  • ✔ Examine your prop for dings and damage
  • ✔ Grease wheel bearings on your trailer
  • ✔ Replace sacrificial anodes if worn
  • ✔ Flush cooling system and inspect impeller
  • ✔ Clean and protect canvas and vinyl
  • ✔ Test all electrical connections
  • ✔ Review and update your safety gear

Whether you’re a weekend boater or a full-time mariner, making time for these routine checks can prevent major headaches down the line. A little attention now can keep you off the rocks—literally and financially.

Need help protecting your boat with the right insurance coverage? Reach out to us to get a free quote and learn more about how we help boaters navigate risk with confidence.

May 8, 2025/by A.C. Marmo & Sons
Tags: A.C. Marmo & Sons Insurance Agency, A.C. Marmo the Insurance People, AC Marmo & Sons, Boat, Boat Maintenance, Boat Protection, Boaters, Business, fairfield, Health, insurance, Insurance 07004, Insurance In New Jersey, Lavallette, Life, New Jersey, New Jersey Agent, New Jersey Insurance, New Jersey Insurance Agent, NJ, Water
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A.C. Marmo & Sons, Inc.

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(732) 793-7530


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