Entries by A.C. Marmo & Sons

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The Sobering Stats: Drunk Driving and Its Impact on Insurance Premiums

Drunk driving is a pervasive issue that not only poses significant risks to road safety but also has lasting consequences on individuals’ financial well-being. The following show sobering statistics of drunk driving and how they correlate with increases in auto insurance premiums. The Alarming Statistics The numbers are stark and alarming. According to the National […]

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Hypothermia – Prevention Tips

Preventing hypothermia is important because it can be a life-threatening condition. Hypothermia occurs when your body loses heat faster than it can produce it, causing your core body temperature to drop below the normal range (around 98.6°F or 37°C).  Preventing hypothermia involves taking measures to stay warm, dry, and protected in cold environments. Take proactive […]

Mastering Your Ceiling Fan: Seasonal Comfort Hacks

Ceiling fans are not only functional but also play a significant role in maintaining comfort and energy efficiency in our homes. Depending on the season, the direction in which your ceiling fan blades spin can make a significant difference in the way you feel and your energy bills. In this blog, we’ll explore the optimal […]

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CRASH-AVOIDANCE FEATURES COMPLICATE AUTO REPAIRS BUT STILL ARE VALUED

As more new vehicles become equipped with crash-avoidance features, some owners report significant issues with the technologies after repairs, according to a recent report from the Insurance Institute of Highway Safety (IIHS).   In the survey, approximately half of those who reported an issue with equipped front crash prevention, blind-spot detection, or rearview or other […]

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10 Ways Homeowners Can Reduce Insurance Risk on Halloween

Halloween is a time for spooky fun and creative costumes, but it can also pose risks to homeowners. From potential accidents to property damage, it’s essential to take steps to reduce insurance risks during this festive season. Let’s explore ten ways homeowners can protect themselves, their property, and their insurance premiums on Halloween. Well-Lit Pathways: Ensure […]

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Key Person Insurance vs Life Insurance

Insurance safeguards your business, family, and personal welfare in case something bad happens. And most would agree that the worst event that can occur is the loss of life. Having insurance policies in place that can protect your employees, their families, and your business at these unfortunate times can become a little solace in a […]

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Grilling Tips for Safety

As the weather warms and summer returns,  it’s time to GRILL!   There are risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using  barbecue grills. It’s usually a case of good products used incorrectly. You can prevent grilling accidents and insurance claims […]

Make Your Beach Day SAFE!

Ahh – The beach! We love the water, the sand, the sun and the family time to unwind and have FUN! Staying safe at the beach is very important. Weather and water conditions can change rapidly. In the blink of an eye someone could be caught in a rip-current. Be sure to: ● Follow all […]